Senior Associate, Institutional Non-Financial Risk, Japan

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

As a Senior Associate, International, Institutional Non-Financial Risk (NFR), you will partner with business leaders, Risk and control teams to support the effective management of non-financial risk across the International Institutional business. You will provide risk insights and constructive challenge on key risk themes, control effectiveness and business activities, helping stakeholders make informed decisions within risk appetite. You will also support the application of the non-financial risk framework through governance activities, risk assessments, monitoring, reporting and timely escalation of issues, while contributing to the continuous improvement of controls and risk management practices.

You will play an active role in supporting regulatory change initiatives and maintaining a regulator-ready environment through strong documentation, issue management and implementation of regulatory requirements. In addition, you will support the delivery and embedding of the PACT program across the region, tracking progress, driving adoption of new processes and controls, and escalating risks where required. Working collaboratively with stakeholders across business, Risk and control functions, you will help build risk capability, promote consistent risk practices and contribute to strong customer, regulatory and business outcomes.

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Location: ANZ Bank Tokyo, Japan
Role Type: Full-time, Permanent

What will your day look like?

As a Senior Associate, International, Institutional Non-Financial Risk (NFR), you will

• Partner with business leaders on non-financial risk matters, helping them make informed decisions within risk appetite.
• Provide thought leadership input and constructive challenge on key risk themes, control effectiveness and risk impacts across business activities.
• Build strong working relationships with business, Risk and control partners across the organisation.
• Drive the effective application of the non-financial risk framework, including governance forums, reporting and escalation activities.
• Lead the identification, assessment, monitoring and reporting of material risks, ensuring issues are raised and addressed in a timely manner.
• Contribute to strengthening the control environment through enhancements to controls, processes and risk management practices.
• Coordinate and influence regulatory engagement activities through effective documentation, issue management and maintenance of a regulator-ready environment.
• Assist with the implementation of regulatory changes by translating requirements into practical business actions and control enhancements.
• Provide insights on emerging risks and evolving regulatory expectations, highlighting potential impacts to stakeholders.
• Drive the delivery and embedding of PACT initiatives, including tracking progress, driving adoption and escalating risks or issues as required.
• Collaborate with colleagues across the International NFR team to deliver strong risk outcomes and share knowledge and best practices.
• Engage with stakeholders across business, Risk and control functions to support consistent risk practices while recognising local market requirements.
• Contribute to key risk initiatives and continuous improvement activities that strengthen non-financial risk capability across the region.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• Proven experience in institutional banking, with exposure to non-financial risk management and a strong understanding of Markets, Transaction Banking, Corporate Finance and Coverage.
• Sound knowledge of non-financial risk frameworks, governance processes and control environments within a complex banking organisation.
• Proven ability to partner effectively with business stakeholders and support balanced risk-based decision-making.
• Experience interpreting and implementing regulatory requirements and embedding changes into business processes and controls.
• Exposure to risk, control, regulatory change or transformation initiatives.
• Strong stakeholder management skills with the ability to build trusted relationships across business, Risk and control functions.
• Excellent communication skills, with the ability to simplify and clearly articulate complex risk matters.
• Strong analytical and problem-solving capabilities, with attention to detail and sound judgement.
• Experience preparing or using risk reporting and data-driven insights to support governance and decision-making.
• Ability to manage competing priorities, navigate ambiguity and deliver outcomes in a fast-paced environment.
• Familiarity with risk systems, governance tools and control monitoring processes.
• Relevant tertiary qualification in Risk, Finance, Commerce, Business, Law or a related discipline; professional qualifications in Risk, Governance, Compliance or Finance will be highly regarded.
• Professional fluency in both Japanese and English is preferred, with the ability to communicate effectively with local regulators and stakeholders in Japan, while collaborating across regional and global teams.

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 121997.

Job Posting End Date

03/09/2026, 11.59pm, (Melbourne Australia)